“As someone experienced in real estate investing herself, Natasha understands the challenges of building a real estate portfolio over time. The additional effort and thought she puts into strategizing the best approach, and the timing for that…” read more
— Kathryn
“Two years ago, my wife and I got involved with the Armchair Landlord program and Natasha Shaw was our mortgage professional. Actually, this was the first real estate investment we had ever made other than buying our principal residence. Both…” read more
— Jim + Jennifer F.
“I have had the privilege of having Natasha Shaw from Canada Mortgage Direct helping me out with my Mortgage needs. She was able to answer all my questions (speaking from a first time buyer point of view). Also when I dropped the ball on getting…” read more
— Darrel C.
“I have worked with Natasha as my Mortgage Broker. She is efficient, and gets the job done. She made me feel confident and comfortable. I will not hesitate to use her over and over again.” read more
— Christine B.
“Natasha has a remarkable passion for what she does, with an amazing ability to think outside the box. She goes the extra mile to ensure her clients get the absolute best financing for their property needs. We just closed on a property that…” read more
— Mark O.
“I was looking for a home and a mortgage broker. I got lucky!!! I was referred to Natasha by my landlord, he said I would be extremely satisfied with her services… and no question about it I am! As a first-time home buyer, the home…” read more
— Joanne T.
“Natasha walked me through every step of the first time home buyer experience and was able to get me an excellent mortgage rate. Natasha knows her business and I would definitely recommend her to friends and family or anyone who is looking for great…” read more
— Christine D.
“Very professional, personable & efficient. A great mortgage advisor, Thanks! Top Qualities: Great Results, Personable, On Time” read more
— Dr. Elaine B.
“Natasha was able to get us an excellent mortgage at a great rate in a timely manner. She was also able to helps us out with ancillary advise and walk us through each step of the process. I would certainly use her again! Top Qualities:…” read more
— Robert C.
“ I want you to know that we are very pleased with the quality of service you had provided us. We sincerely appreciate your responsiveness and the way you conduct business. We have recommended your services to others because of our satisfaction…” read more
— Anonymous
“Natasha has been the most efficient and most complete Broker we have ever dealt with. She was always very professional and always available whenever the need arose. We recommend her highly.” read more
— Nick and Josephine O.
“I have gotten mortgage advice from Natasha for two of my properties in the past two years. Once when I was moving to Edmonton from New Brunswick in to my first home and the other from Edmonton to Medicine Hat. For myself who moves frequently for…” read more
— Jason C.
“Natasha is a friendly, intelligent and focused mortgage professional. I have had the pleasure of working with her over the last few years and can say with confidence she is always making sure she has the best interests of her clients at heart by…” read more
— Aaron R, BDM @ Lending Company
“Natasha is a very personal and friendly professional who knows what her client wants and advises on the best product for the client's needs. Her step-by-step walkthrough makes buying a new home easy and stress-free. I am very satisfied when…” read more
— Jiasheng C.
What does it cost to work with a Mortgage Professional?
There are absolutely no costs associated with the online mortgage application process. Even when your application is approved, there are still no costs.
Of course if you decide to accept our approval and follow through with the mortgage, there will be some costs associated with the mortgage itself and may include costs for items like appraisals, legal fees, surveys, etc. These costs are not specific to working with a Mortgage Professional but are normal expenses associated with mortgages in Canada. Once your mortgage application has been approved, your Mortgage Professional should be in contact with you to go over these costs in detail.
In some cases, for special situations or when secondary lenders are required to facilitate your mortgage requirements which may be the result of credit concerns, brokerage fees may apply. However, you will be made fully aware of any fees prior to your commitment.
What are the typical costs associated with getting a mortgage in Canada?
In general terms, the following are typical costs which you will incur when obtaining a mortgage. Again, these costs are not specific to working with a Mortgage Professional but are normal expenses associated with mortgages in Canada and may depend on your location. The following are given as a guide only:
- Legal Fees | $850 - $1,000 |
- Appraisal | $200 - $500 |
- Title Insurance* | $200 |
*Title Insurance is typically required on most mortgages with loan to value ratios over 65%. A survey certificate can be substituted.
Depending on your Province, you may be subject to a property purchase tax when purchasing a new home [for example: BC Property Transfer Tax]
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