Natasha Shaw

Be Prepared! Avoid unneccessary surprises by getting your pre-approval through your Mortgage Professional Today!

Mortgage Professional vs. the Bank

They are a one-stop shop with access to a variety of lenders that you may not have access to finding the ultimate solution to meet your needs. We'll give you 10 Reasons why you should work with a Mortgage Professional.

Mortgage Overview

Get the Facts confirming maximum purchase price, monthly payments, preferred mortgage terms, amortization period, your pre-approval process and what the difference is between conventional and high ratio mortgages!

Pre-Qualifying vs. Pre-Approval

You'll hear these two terms thrown around a lot, but do you know the difference between the two?  They're both important steps for a first time or self-employed home buyer, and a mortgage professional will help you guide through them both.

Qualifying for a Mortgage

What you need to know when you apply for a mortgage.  When you are prepared and have all the required documentation in place, you will be approved much quicker and on your way to buying your home.

Choosing a Mortgage That is Right for you

There is more to buying a home than simply the asking price.  As a rule of thumb for high-ration mortgages is to set aside 1.5% or your Purchase Price for Closing Costs such as legal, service, insurance, inspection, appraisal, survey, moving and interest costs.

Did you know that you could take your Down Payment from your RRSP's?  This article explains how.

Are you self-employed?  Not sure where to start?  We'll give you some insight on what you will require to provide to the lender for your income verification but sometimes working with your Mortgage Professional will take a lot of guess-work out of the equation accessing other solutions that you may not have access to. 

Looking for the flexibility of breaking your mortgage up into components for investment or planning purposes?  A HELOC may the product for you!

When you are shopping for a mortgage, compare terms, rates and payments.  Differences in these areas could save you or cost you thousands over the life of your mortgage.  This articles provides some suggestions on making your payments work harder for you.